The City National Bank of Metropolis is offering a very competitive money market account that pays 1.26% APY. That’s the fourth highest money market rate in the country according to the BestCashCow database and higher than the very best online savings or money market account rates – 1.15% APY. There is a minimum balance of $2,500 required to receive that rate and at that deposit level and above, there is no monthly fee on the account. The money market also comes with check writing, making it a hybrid money market/checking account. The account can only be opened in a branch.
The City National Bank of Metropolis is, natually enough, headquartered in Metropolis, IL, at the bottom of the state near the Tennessee border. The bank operates two branches in Metropolis, one at 2070 East 5th Street and the other at 423 Ferry Street.
From a safety and stability standpoint, the bank’s numbers look good. Its Texas Ratio is 7.92% versus the national average of 19.96%.
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When you are in the market for purchase a home you may feel as though you are adrift in a sea of uncertainty when comparing different companies and different types of mortgages. There are many variables to consider when shopping for a mortgage, such as the length and interest rate. The two main types of mortgages are variable rate mortgages and fixed rate mortgages. variable rate mortgages go up and down and coordinates with the market trends whereas fees rate mortgages remain the same . Many people choose variable rate mortgages for short-term purposes because of the sheer uncertainty in the amount of money to be paid. Variable-rate mortgages are hard to estimate the total amount of money to be paid. Fixed rate mortgages give the borrower a definite figure they can use when trying to calculate the value of the mortgage.
If a person chooses to get a fixed rate mortgage they will more than likely be given 10 year fixed rate mortgage options. Read more…
For two years, Europe’s politicians have been promising to save the euro, whatever the cost. But the problems have kept on growing. Do you believe the second aid programme for Greece will be successful?
Yes, I do. But the work has only just begun. With the adoption of this comprehensive financial package, we are sending a clear signal: Europe is helping Greece, and important international institutions, such as the IMF, are assisting as well.
What is different this time?
Of course the ball is now in Greece’s court. The country has started to take action: for example, to cut the minimum wage. Above all, however, political debate in Greece has changed. The Greek people and Greece’s politicians now have a completely different attitude towards their country’s responsibilities. The key to controlling risks lies with the implementation of the programme, which has to be flawless. The upcoming elections will be very important. It i
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Over the last six months, mortgage rates have dropped to record lows while credit remains tight. To understand where rates might go from here and how credit conditions might change, I spoke with Paul Gershkowitz, the Co-owner and President of Greenpark Mortgage. He’s been in the mortgage business for twenty eight years and co-founded the largest privately–held mortgage company in New England before its sale to a Fortune 500 company in 1999.
Paul told me that in his opinion we are in uncharted territory with rates. There is a likelihood rates might drop lower in the near-term but buyers shouldn’t count on that and would be smart to refinance or buy now, if they haven’t already.
He believes there are three keys to the direction of the economy, real estate, and by extension, rates:
- Employment: If we see two consecutive months of non-farm payrolls more than 300,000 than rates will go up.
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Dine out with a friend at your nearest Ask restaurant and you can get any main course for 2 when you order another.
What’s the deal?
Order any main course at your nearest Ask restaurant and you can choose a second for just £2 when you print off a voucher from their website.
How do I benefit?
Simply visit the Ask website, enter your details and print off your Ask voucher.
Once you have your voucher, take it to your nearest Ask restaurant and hand it to a member of staff before you order to redeem this offer.
Expiry
This offer is available until 6th March, 2012.
Conditions
This offer is only available Sunday to Friday.
The cheaper of the two main courses will be reduced to £2.
This offer cannot be used in conjunction with any other promotion.
For a full set of terms and conditions please refer to your voucher.
We have done our very best to make sure that the information included in this Deal is accurate. H
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