The Spread hits grassroots with a bang

December 29th, 2011 No comments

Year-end festivities in Naples are not for the faint-hearted. The locals’ idea of fun is to light illegal firecrackers and toss them from windows and rooftops in china pots.

These home-made mini-bombs are usually dubbed after weapons, film stars or football players as a sign of their potency. But the latest concoction marks a break from this naming tradition. A banger of reputedly monstrous strength, it is called “The Spread” after the difference in interest rates between 10-year Italian bonds and their benchmark German equivalent.

When something as obscure as the bond market has entered public language, you know that something big has happened.

The spread indicates the cost of a country’s borrowing: every percentage-point increase translates into a bill that can be billions of euros. It tips a hugely indebted, struggling economy that bit closer to bankruptcy – unless a government musters the resolve to cut welfare programmes, reduce bureaucratic payrolls or increase taxes.

Read more…

Categories: Best Bank Rates Tags:

LivingSocial Plus $10 First Month Subscription Deal Includes $25 Deal Bucks Per Month

December 28th, 2011 No comments

The LivingSocial deal site is offering a special $10 discount off the first month of their new LivingSocial Plus beta program that provides $25 in free Deal Bucks each month and priority access to closed deals.

You’ll pay just $10 for your first month’s subscription to LivingSocial Plus, which regularly costs $20 per month.

LivingSocial Plus benefits include $25 in free Deal Bucks every month plus priority access to closed deals.

You’ll get your first month’s subscription to LivingSocial Plus for $10, and each subsequent month will be charged at the regular $20 price.

LivingSocial Plus members will receive $25 in Deal Bucks every month, $20 of which will roll over if unused.

You’ll also receive priority access to closed deals.

If you enroll today, you can start using your free Deal Bucks as soon as tomorrow.

You can cancel at any time, so there is no long-term commitment required.

If you are not already a LivingSocial member, you can get a $5 LivingSocial Sign-Up Bonus when you open a free LivingSocial account.

LivingSocial Plus Details

The monthly membership fee of $20 will be automatically charged to your account.

Monthly benefits include $25 Deal Bucks to spend on LivingSocial ($20 will roll over and $5 will expire at the end of each billing period if not used).

You’ll gain access to a priority wait list for closed deals that are subject to availability.

Take advantage of this special promotion to get LivingSocial Plus membership for only $10 for the first month.

Categories: Bank Rates Tags: Deal Bucks, First Month, Month

50% Off Sainsbury’s Diet Memberships

December 28th, 2011 No comments

Shed those festive pounds for less with 50% off 8 and 12 week weight loss plans with Sainsbury’s Diets membership.


What’s the deal?

Sign up for an 8 or 12 week weight loss plan with Sainsbury’s Diets for half the standard price this January.

How do I benefit?

SImply visit the Sainsbury’s website to register and start your 8 or 12 week plan to getting fit.

Expiry

This offer ends on 31st January, 2012.

Conditions

At the end of your 8 or 12 week plan, your membership will renew every 4 weeks at the standard price until you choose to cancel it.

We have done our very best to make sure that the information included in this Deal is accurate.

Read more…

Credit Reports and Credit Reporting Agencies

December 28th, 2011 No comments

50 million Americans lose out on many wonderful things in life because of that big “C” word – “Credit”. Credit is like toilet paper, you got to have it, if you want to ever own a business, car, home and now a JOB. Many insurance companies are finding ways to write you a policy if your credit score isn’t all that high, but with a higher premium why not.

Many people do not really worry about credit, until they got turned down by a lender. To secure a car loan or a mortgage, it is important to have a good credit score. A clear picture of their online credit report will help them to plan the dates for borrowing the loans. Those who are repairing their credit scores, getting all those reports are vital for them too.

For those who are worrying about the identity theft will be notified by an email or text messages to their cell phones. Read more…

Debt consolidation: getting advice

December 23rd, 2011 No comments

Taking out any kind of loan is a serious commitment, and it’s important not to make any firm decisions until you know all the facts.

A debt consolidation loan is no exception. It’s a new loan that could make repaying your current debts easier – as you’ll only have one monthly repayment to make to a single lender.

Here we’ll answer some of the most common questions about what consolidating your debts with a loan involves.

“What is a debt consolidation loan?”

It’s a new loan used to repay all your existing unsecured debts, such as credit cards, personal loans, overdrafts, etc. As a result, your multiple debts will be reduced into a single debt – the loan – which you would then start to repay with single monthly payments to just one lender.

If you’re looking for more information, this page may be able to answer some more of your debt consolidation questions.

“Why would I want to consolidate my debts?”

Some people find keeping on top of multiple payments to different lenders stressful, and may want to take some pressure off their finances. Read more…